Can Global Consensus cryptocurrencies be used as a form of money? Bitcoin, Ethereum, etc. have completely different implementations, but share a common idea – that all transactions in their ledgers are agreed to by all participants, simultaneously; that there is a single, agreed-upon global "state" of the ledger's data at each point in time. This data-centric, distributed global synchronous, simultaneous agreement amongst all blockchain participants differs greatly from how money currently works, and brings with it a number of surprising results.

A secure, distributed method for creating dynamically stable monetary systems, where each unit is defined/created by the ownership of real wealth. After another tragic flirtation with central planning, at the beginning of the 21st century the global "Central Bank fiat money" credit system imploded. PDF Now that the U.S. dollar is in full-on decline as the world's de-facto reserve currency, other governments (such as the Chinese) are lining up to take its place.

Do I have your attention? PDF Why Did I Write This? Unfortunately, what began as an exciting study into the glory declared by the heavens very nearly ended in dejection just a few days after I started. The level of shrill, rancorous vitriol displayed by those who call themselves Christians can only be described as disgusting. Therefore, before we can explore the heavens to see how they declare the glory of God, we must dirty ourselves by jumping into a mudfight.

Is Superintellect Implied By Physics? This fine-tuning forced Hoyle to conclude a superintellect has monkeyed with physics, as well as with chemistry and biology. Another scientist, Paul Davies, who once promoted atheism, wrote: [There] is for me powerful evidence that there is something going on behind it all….It seems as though somebody has fine-tuned nature's numbers to make the Universe….The impression of design is overwhelming. Astronomer George Greenstern wrote in his book, The Symboiotic Universe:

A quite mathematically detailed and negative critique of Canadian Universal Life Insurance programs. PDF (original) Why this matters Here is the math behind why Canadian UL life insurance policies (known as VUL in the United States) do not work effectively as a "tax shelter". It is your responsibility as a financial "professional" to understand these concepts, and to assist owners of such policies to understand them, too!